We create homeownership via our unique home mortgage offerings. Our team is dedicated to providing the best service and experience possible to individuals & families on their path to homeownership. We work closely with realtors, insurance agents, contractors, and our lending partners which allows us to create a near seamless experience for the individuals/families that we serve. 

Below is a list of several of our loan product offers...but there are more! It's always best to reach out to us, so that we can find the perfect loan for you! Our email address is Info@smithbroady.com and our phone number is 812-941-0926. NMLS #143637

Loan Products:

• Conventional Loan - as little as 3% down payment (Seller concessions between 3% and 9% - depends on down payment amount)
• FHA Loan - as little as 3.5% down payment (Seller concessions between maximum of 6%)
• USDA Loan - no down payment (Seller concessions between maximum of 6%)
• VA Loan - no down payment (Seller concessions between maximum of 4%)
• Down Payment Assistance Loan (DPA)  - Ideal for those who haven't had a chance to save for a down payment
• Refiance - Stop paying those high credit card rates - pay them off and roll into a lower interest rate mortgage
• 1 Time Close Loans (Construction - stick built & manufactured & modular) - available in USDA areas only
• HomeStyle (Renovation) - Ideal for small & large renovations
• FHA 203(k) Limited (Renovation) - Prefect for smaller cosmetic type projects 
• FHA 203(k) Standard (Renovation) - Used for large/complex home improvements
• Asset Utilization Qualification - Great for retirees with assets, but no revenue stream
• DSCR - Ideal for real estate investors
• Alternative Income - Great for self employed with unconventional income sources
• Clean Slate - Option if you've had a recent major credit event

We look forward to hearing from you today!